Mastering Credit & Managing Debt
Credit scores and debt can feel overwhelming, but understanding them early is a superpower. This module breaks down how credit works, how to build it responsibly, and how to use proven strategies to tackle existing debt effectively.
Video Lesson
Demystifying Credit and Debt
Understand what makes up your credit score, why it matters for housing and jobs, and learn two powerful debt paydown strategies: the Snowball and Avalanche methods.
Video: Demystifying Credit and Debt
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In This Lesson
The 5 factors that make up your credit score
Why credit matters for housing, loans, and employment
Keeping utilization under 30% and paying on time
Snowball vs. Avalanche: which method is right for you
For all ages: Teens learn to build credit from scratch; adults tackle existing debt.